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Welcome 2012!!!!

2012-01-04 | 12:15:06

Welcome 2012!!!It’s the start of a new year and a great time to re-focus ourselves and bring some clarity to our thinking about all kinds of issues.  Things can sometimes feel like they are getting out of control in December.In the world...read more


What To Do When You're Being Told "No" By Your Bank

2011-08-24 | 13:55:30

As a Mortgage Professional I encounter many people who have been turned away by their main financial institution for a mortgage.  The reasons given are numerous and the situations vary.  Many of you who are self employed, or have income...read more


Your Credit Score

2011-06-28 | 13:40:09

I’m not a fan of making things more complicated than they should be..........Here is what most people need to know about managing their credit scores.....1.       Pay your bills on time.  Do this all the time....read more


Why Is Having A Mortgage Seen As Something Worse Than Renting Your Entire Life?

2011-06-23 | 11:08:14

If I bought a house that was within my financial means to carry, put no money down and amortized my mortgage over 30 years this would definitely contribute to my household debt.  So what. Many media “financial experts” and...read more


Demand Destruction and the High Price of Gasoline

2011-05-26 | 06:53:22

As I drive into work this morning the price of regular gasoline is averaging almost $1.40 per litre, I’m told that this is the highest in the GTA market ever.  I’m also told that this increase will find its way into the prices that...read more


Focusing on Mortgage Rates and Missing the Point Entirely

2011-04-26 | 15:26:08

Generally we don’t like to talk about our finances especially our incomes.  There is however one exception to this.....Our mortgage rate.  For some reason we love taking about our mortgage rate. It’s not hard to spark...read more



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